Futura Protection
Futura Protection is a life insurance product issued by NobleOak Life Limited and administered by Australian Life Development Pty Ltd (NEOS). Futura offers everyday protection needs for Australians, including life insurance and income protection.
About Futura Protection
Company Overview
Futura Protection is a life insurance product issued by NobleOak Life Limited and administered by Australian Life Development Pty Ltd (NEOS). Futura offers everyday protection needs for Australians, including life insurance and income protection.
4
Life, TPD, Trauma & more
24+
Supported professions
Product Offerings
Income Protection
18 - 60 years
4 weeks, 8 weeks, 13 weeks & more
2 years, 5 years, To age 65
Available Products:
- Income Protection Cover
- Income Protection Cover
Life Insurance
18 - 75 years
$50k - $15.0M
Available Products:
- Life Cover
- Life Cover
Total & Permanent Disability (TPD)
18 - 60 years
$50k - $3.0M
Available Products:
- Total and Permanent Disability (TPD) Cover
- Total and Permanent Disability (TPD) Cover
Trauma/Critical Illness
18 - 62 years
$25k - $2.0M
Available Products:
- Critical Illness Cover
- Critical Illness Cover
Occupation Coverage
This insurer covers most occupations in Australia. Your premium depends on your job's physical requirements and workplace risk.
Office & Professional
Lowest premiums
Accountants, managers, teachers, IT professionals, engineers, doctors
Healthcare & Allied Health
Moderate premiums
Nurses, physiotherapists, paramedics, aged care workers
Trades & Skilled Workers
Higher premiums
Electricians, plumbers, carpenters, mechanics, builders
Manual & Physical Work
Highest premiums
Labourers, concreters, scaffolders, factory workers
Your actual premium depends on your specific job duties - get a free quote to see your rate. Most occupations are accepted, but some high-risk jobs may have restrictions.
Frequently Asked Questions
Common questions about Futura Protection insurance products
32 expert answers across 4 insurance types
Life Insurance
8 frequently asked questions
Need help choosing Futura Protection insurance?
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Documents & Resources
Futura Protection Product Disclosure Statement
Comprehensive guide to Futura Protection products, features, and terms.
Effective: 1 October 2025
Download PDFImportant: These documents are provided for informational purposes only. Always read the Product Disclosure Statement (PDS) and Target Market Determination (TMD) before making a decision. Consider whether the product is appropriate for your needs.
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Important Information: This information is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether the information is suitable for you and your personal circumstances. Before making a decision, please read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) available above.
Insurance advice is provided by licensed insurance advisers. IMFL is an insurance brokerage authorized to provide general advice on life insurance products. We compare products from multiple insurers to help you find suitable coverage.
Information on this page is accurate as of the date shown and is subject to change. Always refer to the provider's official documentation for the most current information.