Insurance Blog

Compare Australia's top 8 life insurance companies. Expert analysis of AIA, TAL, Zurich, OnePath, ClearView, NEOS, Futura & Acenda with real pricing and claims data.

As a tradie, your body is your business. Learn why income protection is essential, what it costs, and how to get the right cover for your trade.

What happens if your business loses a key person? Learn about key person insurance, how it works, tax treatment, and whether your business needs it.

Yes, cancer survivors can get life insurance. Learn how insurers assess cancer history, typical waiting periods, and strategies to get approved.

Should you buy life insurance directly or use a broker? Compare the pros and cons, understand how brokers get paid, and when each option makes sense.

Lost a loved one? Here's exactly how to claim life insurance in Australia—documents needed, timeline, what to do if denied, and emotional support resources.

Should you get life insurance to cover your mortgage? Learn why mortgage protection alone isn't enough, and how to calculate the right coverage amount.

Smokers pay 50-100% more for life insurance. Here's exactly how much more you'll pay, when you qualify as non-smoker, and strategies to reduce your premiums.

Working in mining or FIFO? Learn about insurance options for high-risk workers, typical loadings, and how to get the best coverage despite your occupation.

Nurses and healthcare workers face unique risks. Learn about insurance options, typical premiums, and how shift work affects your coverage.

Is 50 too old for life insurance? No, but premiums increase significantly. Here's what you'll pay, your options, and whether life insurance still makes sense.

Self-employed? Discover why traditional insurance often fails sole traders and contractors, plus strategies to get better coverage at lower rates.

Can you claim life insurance on tax? The short answer: it depends on the type. Here's exactly what's deductible and what's not for Australian taxpayers.

Struggling with mental health? You can still get life insurance. Learn how insurers assess depression, anxiety, and other conditions—plus strategies for approval.

TAL or AIA? Compare Australia's two largest life insurers on premiums, features, claims experience, and which is better for your situation.

Is Zurich life insurance right for you? Our expert review covers pricing, policy features, claims experience, and who Zurich is best suited for.

Calculate your exact life insurance coverage needs using three proven methods. Includes real Australian examples, calculators, and expert recommendations.

Comprehensive comparison of Income Protection and Life Insurance in Australia. Understand when you need each, how they work together, benefit periods, waiting periods, and real premium costs from major insurers.

Comprehensive breakdown of life insurance premiums by age, gender, and smoking status. Includes stepped vs level cost comparison and money-saving tips.

Comprehensive guide to life insurance for high-risk occupations in Australia. Real premium loadings for builders, truck drivers, miners, paramedics, and more. Includes occupation rating scale (AAA to D) and insurer comparisons.

Complete guide to life insurance medical testing in Australia. Coverage thresholds, test types, preparation tips, and how test results affect your premiums.

Comprehensive guide to how 15 common medical conditions affect life insurance premiums, underwriting, and coverage in Australia. Includes real cost data, insurer comparisons, and approval strategies.

Detailed comparison of retail vs super life insurance. TPD definitions, portability, costs, and when to use each. Backed by 9 Australian insurer PDSs.

Comprehensive breakdown of all trauma insurance conditions covered by 9 Australian insurers. Understand definitions, coverage differences, and what qualifies for a claim.

Everything you need to know about life insurance in Australia, explained by licensed advisers. Coverage types, costs, definitions, and how to choose the right policy.

Yes, you can get life insurance with diabetes in Australia. Learn how Type 1 and Type 2 diabetes affect your coverage options, premiums, and what information insurers need to approve your application.

Understand the critical differences between life insurance and income protection insurance in Australia. Learn which one (or both) you need to fully protect your family's financial security.