No sick leave. No employer cover. One bad injury and the mortgage doesn't care.
If you're self-employed or work in a trade, your income depends on your body. We help tradies protect it. Also worth reading: the self-employed insurance guide.
Compare your options →Takes 3 minutes. No obligation. No login required.
The reality of working for yourself
No sick leave
Employees get paid sick days. You don't. One injury and the pay stops — but the bills keep coming. Why income protection matters for tradies.
Super isn't enough
Default cover inside super is often bare minimum and may not cover your specific trade or occupation. See how occupation ratings affect premiums.
Your family carries the risk
If you can't work, the mortgage, the school fees, and the bills don't pause.
How it works
Tell us about you
3-minute form. No login required. No credit check.
Compare 9+ insurers
Indicative quotes from AIA, TAL, Zurich, ClearView and more — compared side by side.
Talk to Torben
Licensed broker who has worked with tradies on income protection. No pushy sales — just straight answers.
Ready to see what's available?
Compare your options →Takes 3 minutes. No obligation. No login required.
Also helpful
Background reading if you want to understand the options before you compare quotes.
Income protection for tradies: the factual guide
How waiting periods, benefit periods, and occupation ratings affect what tradies pay across the insurer panel.
Read article →
Life insurance for self-employed Australians
Sole-trader-specific considerations: irregular income, no employer super, tax treatment, and common cover structures.
Read article →