Spinal Cord Injury (Tetraplegia) Cost in Australia
Cost Breakdown
Source: Zurich Cost of Care Volume 2. Costs are averages and may vary based on individual circumstances.
Risk Statistics
- Falls: 36%
- Work Related: 11%
- Cervical Spine Injury: 55% of all traumatic SCI
- New Traumatic Injuries: 380
- Land Transport Accidents: 46%
- Sports Leisure Activities: 23%
- Unprotected Transport Users: 29% (pedestrians, cyclists, motorcyclists)
Source: Zurich Cost of Care Volume 2. Statistics represent Australian population averages.
Financial Impact
Estimated individual lifetime costs of $12.9 million for tetraplegia. More than 80% of SCIs in the under 65 age group are from traumatic causes, such as falls and road accidents. Each month, there are between 16 and 17 new quadriplegic events.
Insurance Coverage Considerations
Total & Permanent Disability (TPD)
Spinal Cord Injury (Tetraplegia) often results in permanent disability requiring lifetime care and income replacement. TPD insurance provides a lump sum to cover medical costs, home modifications, and lost future earnings.
Important: The information above is based on average costs and factual data. It does not take into account your individual circumstances, needs, or financial situation.
Compare Coverage OptionsThis is general advice only and does not take into account your individual circumstances, needs, or financial situation. You should consider the appropriateness of this general advice before acting on it. Please read the Product Disclosure Statement (PDS) before making a decision. Consider seeking personal advice from a licensed financial adviser. AR: 1244847 | AFSL: 246623
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Important Information
Cost estimates are from Zurich Cost of Care Volume 2 research and represent averages. Your actual costs may vary.
Insurance coverage recommendations are general in nature. This is general advice only and does not take into account your individual circumstances. Speak with a licensed adviser to determine appropriate coverage for your situation.
AR: 1244847 | AFSL: 246623