Traumatic Brain Injury (Moderate) Cost in Australia

Cost Breakdown

Lifetime Out-of-Pocket Cost

$3,400,000

Source: Zurich Cost of Care Volume 2. Costs are averages and may vary based on individual circumstances.

Risk Statistics

Key Statistics

Top Causes: FallsSportsMotor vehicle crashesWorkplace accidentsAssault
Hospitalisations: Every 4 minutes someone is hospitalised

Source: Zurich Cost of Care Volume 2. Statistics represent Australian population averages.

Financial Impact

Traumatic brain injury has a lifetime cost of $3.4 million for moderate cases. Head injuries contribute to around half of all injury emergency department presentations and hospitalisations for children aged 0-4 years.

Recovery Period

Variable, often long-term rehabilitation

Insurance Coverage Considerations

Total & Permanent Disability (TPD)

Higher Priority

Common Amount

$1,000,000

From: $500,000

Traumatic Brain Injury (Moderate) often results in permanent disability requiring lifetime care and income replacement. TPD insurance provides a lump sum to cover medical costs, home modifications, and lost future earnings.

Important: The information above is based on average costs and factual data. It does not take into account your individual circumstances, needs, or financial situation.

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This is general advice only and does not take into account your individual circumstances, needs, or financial situation. You should consider the appropriateness of this general advice before acting on it. Please read the Product Disclosure Statement (PDS) before making a decision. Consider seeking personal advice from a licensed financial adviser. AR: 1244847 | AFSL: 246623

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Related Injury Conditions

Spinal Cord Injury (Tetraplegia)

Lifetime cost: $12.9M

Spinal Cord Injury (Paraplegia)

Lifetime cost: $6.8M

Traumatic Brain Injury (Severe)

Lifetime cost: $6.5M

Important Information

Cost estimates are from Zurich Cost of Care Volume 2 research and represent averages. Your actual costs may vary.

Insurance coverage recommendations are general in nature. This is general advice only and does not take into account your individual circumstances. Speak with a licensed adviser to determine appropriate coverage for your situation.

AR: 1244847 | AFSL: 246623