Rheumatoid Arthritis Cost in Australia
Lifetime risk: 1 in 66 men, 1 in 43 women Australians will be diagnosed with Rheumatoid Arthritis
Cost Breakdown
- Annual OOP costs$81-$34,000
- Median per-person expenditure$14,170
Source: Zurich Cost of Care Volume 2. Costs are averages and may vary based on individual circumstances.
Risk Statistics
- Comorbidities: Back problems (36%), mental disorders (33%), heart disease (22%)
- Work Disability: 32% stop working at 5 years after disease onset
- Female Prevalence: 1.5 times higher in females
- Heart Attack Risk: 60% increase one year after diagnosis
Source: Zurich Cost of Care Volume 2. Statistics represent Australian population averages.
Financial Impact
Out of pocket costs can be as high as $34,000 per year. Women spend significantly more than men (around $400 more per year). Work disability is common, with around 32% forced to stop working. People with RA may rely on daily assistance from carers.
Insurance Coverage Considerations
Income Protection
People with Rheumatoid Arthritis take an average of 38 days off work per year. Income Protection provides 70% income replacement during recovery and treatment periods.
Important: The information above is based on average costs and factual data. It does not take into account your individual circumstances, needs, or financial situation.
Compare Coverage OptionsThis is general advice only and does not take into account your individual circumstances, needs, or financial situation. You should consider the appropriateness of this general advice before acting on it. Please read the Product Disclosure Statement (PDS) before making a decision. Consider seeking personal advice from a licensed financial adviser. AR: 1244847 | AFSL: 246623
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Important Information
Cost estimates are from Zurich Cost of Care Volume 2 research and represent averages. Your actual costs may vary.
Insurance coverage recommendations are general in nature. This is general advice only and does not take into account your individual circumstances. Speak with a licensed adviser to determine appropriate coverage for your situation.
AR: 1244847 | AFSL: 246623