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IMFL

Multiple Sclerosis Cost in Australia

Lifetime risk: 1 in 330 Australians will be diagnosed with Multiple Sclerosis

Cost Breakdown

Annual Cost
$47,920/year
Treatment Costs
  • Walking aids (walker, crutches, cane, scooters)(Mobility assistance)
  • Adaptive equipment for vehicle(Hand controls and steering wheels)
  • Home adaptive equipment(Shower chairs, grab bars, ramps)
  • Kitchen aids and cooking tools(Electric openers)
  • Vision and reading tools(Screen readers, prisms for glasses)
  • Workplace equipment(Adjustable chairs, ergonomic tools)

Source: Zurich Cost of Care Volume 2. Costs are averages and may vary based on individual circumstances.

Risk Statistics

Lifetime Risk
1 in 330
Age Prevalence
Most diagnosed between ages 20-40
Current Cases in Australia
33k
Annual Deaths
174
Key Statistics
  • Female Prevalence: 3 in 4 diagnosed are women
  • New Cases Per Day: 1-2
  • Family Risk Parent: 1 in 66
  • Family Risk Sibling: 1 in 37
  • Family Risk Identical Twin: 1 in 5

Source: Zurich Cost of Care Volume 2. Statistics represent Australian population averages.

Financial Impact

While funding may be available for some aids and devices, many need to be paid for privately. A wide range of assistive devices are needed for mobility, home adaptations, kitchen aids, vision tools, and workplace equipment.

Recovery Period
Chronic progressive condition

Insurance Coverage Considerations

Total & Permanent Disability (TPD)

Higher Priority
Common Amount
$600,000
From: $300,000

Multiple Sclerosis is a progressive condition that typically prevents return to work. TPD coverage of 5-10x annual income helps maintain financial security.

Important: The information above is based on average costs and factual data. It does not take into account your individual circumstances, needs, or financial situation.

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This is general advice only and does not take into account your individual circumstances, needs, or financial situation. You should consider the appropriateness of this general advice before acting on it. Please read the Product Disclosure Statement (PDS) before making a decision. Consider seeking personal advice from a licensed financial adviser. AR: 1244847 | AFSL: 246623

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Related Brain & Nervous System Conditions

Dementia

Annual cost: $17k/year

Risk: 1 in 12 aged 65+, 2 in 5 aged 90+

Epilepsy

Lifetime cost: $27k

Risk: 1 in 25

Parkinson's Disease

Lifetime cost: $190k

Risk: 1 in 250 (1 in 100 over age 60)

Motor Neurone Disease

Lifetime cost: $201k

Risk: 1 in 300

Important Information

Cost estimates are from Zurich Cost of Care Volume 2 research and represent averages. Your actual costs may vary.

Insurance coverage recommendations are general in nature. This is general advice only and does not take into account your individual circumstances. Speak with a licensed adviser to determine appropriate coverage for your situation.

AR: 1244847 | AFSL: 246623

Source: Zurich Cost of Care Volume 2 (Released June 2024)