Yes, several insurers offer a Super Contribution (or Superannuation Continuance) optional benefit that pays an additional amount on top of your standard monthly IP benefit, intended to maintain your employer Superannuation Guarantee contributions while you're disabled and not working. Without this option, an extended disability claim can leave a gap in your retirement savings since your employer is no longer paying SG contributions. The Super Contribution add-on typically pays a percentage of your monthly benefit (often around the SG rate, paid directly to your nominated super fund or to you to forward) for the duration of your IP claim. For example, Encompass Protection's PDS describes a Superannuation Contribution Option as one of the available add-ons under their Income Protection product. The exact name, percentage, conditions, and additional premium vary between insurers — Zurich, AIA, TAL, OnePath, and others on our panel offer similar options under different product names. The benefit is paid on top of your 70% income replacement (so it doesn't count toward the APRA cap). It's most relevant for those with long-dated retirement horizons where missed SG contributions over a multi-year claim could materially affect retirement balance. Discuss with a licensed adviser whether the additional premium is worthwhile for your circumstances.