# Insure Me For Life

> Australian insurance brokerage offering general advice on life insurance, total and permanent disability (TPD), trauma, and income protection cover. We compare across 9 leading insurers and help you understand your options. We do not provide personal financial advice — only general advice based on factual product information. Authorised Representative 1244847 under AFSL 246623 (Consilium Advice Australia).

## What we do

- Compare insurance quotes across 9 Australian insurers (AIA, Zurich, TAL, OnePath, ClearView, NEOS, Encompass, Acenda, Futura)
- Provide general advice on life insurance, TPD, trauma, and income protection
- Run a Stage 3.5 Pre-Assessment workflow — medical screening before formal application to reduce underwriting rejections
- Offer claims support and ongoing service after a policy is in place

- Refer health insurance enquiries to AIA Health, for which we receive a referral fee. We do not advise on health cover. See /aia-health

## What we do NOT do

- Personal financial advice (no Statement of Advice, no Best Interest Duty)
- Recommendations tailored to a specific person's circumstances
- Advice on health, general, business, or pet insurance

## Compliance posture

- General advice only under AFSL 246623 (Consilium Advice Australia)
- Every product comparison is illustrative, not personalised
- General Advice Warnings (GAW) appear wherever product information is shown
- We are paid commissions by insurers — disclosed in our FSG

## Key pages

- [Home](https://www.insuremeforlife.com.au/): Overview and quote entry
- [About Us](https://www.insuremeforlife.com.au/about-us): Adviser and AFSL details
- [Insurance Types Hub](https://www.insuremeforlife.com.au/insurance-types): Comparison of all 5 cover types
- [Life Insurance](https://www.insuremeforlife.com.au/insurance-types/life-insurance)
- [TPD Insurance](https://www.insuremeforlife.com.au/insurance-types/tpd-insurance)
- [Trauma Insurance](https://www.insuremeforlife.com.au/insurance-types/trauma-insurance)
- [Income Protection](https://www.insuremeforlife.com.au/insurance-types/income-protection)
- [Business Expenses Insurance](https://www.insuremeforlife.com.au/insurance-types/business-expenses)
- [Provider Reviews](https://www.insuremeforlife.com.au/providers): All 9 insurer profiles
- [Super Insurance Checker](https://www.insuremeforlife.com.au/super-insurance-checker): Default life and TPD cover in 41 Australian super funds by age, in one place, with per-fund detail pages at /super-insurance-checker/<fund-slug>. From each fund's current PDS
- [Health Conditions](https://www.insuremeforlife.com.au/health-conditions): How specific conditions are underwritten
- [FAQs](https://www.insuremeforlife.com.au/faqs)
- [Glossary](https://www.insuremeforlife.com.au/glossary)
- [Blog](https://www.insuremeforlife.com.au/blog): Educational long-form content
- [Guides](https://www.insuremeforlife.com.au/guides): Pillar educational content
- [Claims Support](https://www.insuremeforlife.com.au/claims-support)
- [Book a Consultation](https://www.insuremeforlife.com.au/book-consultation)

## Compare cover across the panel

Product-by-product tables: entry ages, sum insured limits, and for income protection the waiting and benefit periods, plus a feature-by-feature matrix drawn from each insurer's PDS.

- [Comparison Hub](https://www.insuremeforlife.com.au/compare)
- [Compare Life Insurance](https://www.insuremeforlife.com.au/compare/life-insurance)
- [Compare TPD](https://www.insuremeforlife.com.au/compare/tpd)
- [Compare Trauma](https://www.insuremeforlife.com.au/compare/trauma)
- [Compare Income Protection](https://www.insuremeforlife.com.au/compare/income-protection)
- [Compare Business Expenses](https://www.insuremeforlife.com.au/compare/business-expenses)
- [Insure Me For Life vs Lifebroker](https://www.insuremeforlife.com.au/compare/imfl-vs-lifebroker)

## Cover by occupation

How life, TPD, trauma and income protection cover is rated and placed for a given job, including which panel insurers will consider it.

- [Occupation Hub](https://www.insuremeforlife.com.au/life-insurance/occupations): index of all 30 occupation pages
- [Insurer Placement Matrix](https://www.insuremeforlife.com.au/life-insurance/placement): which insurer accepts which occupation

Individual pages follow the pattern https://www.insuremeforlife.com.au/life-insurance/{occupation} for: accountant, builder, carpenter, chef, childcare-worker, dentist, doctor, electrician, engineer, farmer, financial-planner, firefighter, hairdresser, it-professional, lawyer, mechanic, miner, nurse, paramedic, personal-trainer, pharmacist, physiotherapist, pilot, plumber, police-officer, psychologist, real-estate-agent, teacher, truck-driver, warehouse-worker.

## Tools

- [How Much Cover Do I Need](https://www.insuremeforlife.com.au/tools/needs-calculator): illustrative cover-amount worksheet, general advice only

## Full URL inventory

Every indexable page, including all 58 individual guides and blog posts, the 93 glossary terms, the FAQ corpus, the 41 super-fund pages and the health-condition library, is listed in the sitemap:

- [Sitemap](https://www.insuremeforlife.com.au/sitemap.xml)

## Compliance documents

- [Privacy Policy](https://www.insuremeforlife.com.au/privacy-policy)
- [Terms of Use](https://www.insuremeforlife.com.au/terms-of-use)
- [Complaints Policy](https://www.insuremeforlife.com.au/complaints-policy)
- [Financial Services Guide (FSG)](https://www.insuremeforlife.com.au/fsg)

## Contact

- Email: torben@insuremeforlife.com.au
- Phone: 0407 934 855
- Operating hours: Monday-Friday 9am-5pm AEST/AEDT